Table of Contents
Written by
Valerie Stronghold 
Edited by
Matthew Scott 
Toplist of the Best PayPal Casinos for 2026
1 
Thunderpick Bonus
100% up to A$3,500
Buy crypto on-site
Sportsbook available
Thunderpick original games
Owner
Paloma Media B.V.
Online Since
2017
Games
4,000+
Min. Deposit
A$35
Payment Speed
1 - 24 hours
2 
Lucky Dreams Bonus
A$10,000 + 500 FS
Exclusive VIP tournaments
Diamond Club games
Instant withdrawals
Owner
Just Entertainment B.V.
Online Since
2021
Games
14,000+
Min. Deposit
A$2
Payment Speed
Instant up to 5 days
3 
Vegas Now Bonus
Up to A$8,000 + 500 Free Spins
In-house jackpots
Fast crypto withdrawals
Many bonuses & tournaments
Owner
Dama N.V.
Online Since
2024
Games
8,000+
Min. Deposit
A$25
Payment Speed
Instant – 3 business days
4 
Ritzo Casino Bonus
Up to A$1,500 + 300 Free Spins
More than 7,000 games
300 no wagering free spins
Quick payouts
Owner
GBL Solutions N.V.
Online Since
2024
Games
7,000+
Min. Deposit
A$15
Payment Speed
Instant up to 48 hours
5 
Wild Tokyo Bonus
Up to A$3,300 + 630 FS
Achievements program
10,000+ casino games
Great tournaments
Owner
GBL Solutions N.V.
Online Since
2020
Games
10,000+
Min. Deposit
A$10
Payment Speed
Instant up to 48 hours
Disclaimer from Australian Gamblers: PayPal is currently only available in Thunderpick Casino. We’ve decided to provide you with four more casinos that accept other e-wallets as alternatives. We monitor these changes closely, but if you ever notice PayPal becoming available at a new casino, let us know, and we’ll vet it for you.
Comparison of the Top PayPal Casinos
| PayPal Casino | Number Of Games | Min Deposit | Average Payout Speed |
|---|---|---|---|
| Thunderpick | 4,000+ | A$35 | 1 - 24 hours |
| Lucky Dreams | 14,000+ | A$2 | Instant up to 5 days |
| Vegas Now | 8,000+ | A$25 | Instant – 3 business days |
| Ritzo Casino | 7,000+ | A$15 | Instant up to 48 hours |
| Wild Tokyo | 10,000+ | A$10 | Instant up to 48 hours |
PayPal Casino Overview & Fun Facts
- Available since: 1998
- Deposits: Available
- Withdrawals: Available, but only to verified users
- Overall speed: Instant
- Availability in casinos: Extremely rare
PayPal was launched in 1998 in Palo Alto, California, and let’s just say that it wasn’t originally designed for the casino industry. It started as Confinity, eventually joining forces with Elon Musk’s X.com before officially becoming PayPal in 2001.
Today, it is a global payment provider that is used for everyday online shopping, but when it comes to casino gambling in Australia, it’s not the most favourable option. Why, you ask?
Well, let’s compare it to other eWallets for clarity: while Neteller, Skrill, and even MiFinity were built for the gambling industry, PayPal has always kept its distance. Today, it only works with operators that are locally licensed and regulated, which is why PayPal casinos that operate online are pretty rare.
But when you come across such a site, you can expect instant deposits and withdrawals, as well as private transactions that don’t disclose your banking information to the casino.
The short answer? Regulation, and PayPal is playing it ultra safe.
The reason online casinos that use PayPal are rare comes down to gambling policies. PayPal strictly prohibits ‘unlicensed’ gambling transactions (where ‘unlicensed’ means those not covered by the Interactive Gambling Act and the Australian Communications and Media Authority – ACMA).
Since online casinos sit in the grey area, PayPal’s internal rules prevent it from being used with online casino cashiers.
But when you actually play at a PayPal casino, the transactions sometimes aren’t direct. It’s usually via a P2P (peer-to-peer) bridge, such as MatchPay. This way, you aren’t actually sending money to the casino, but to another user who then “trades” your casino funds. It’s a workaround, but not as common as those with Skrill and UTORG, so don’t expect it too often.
If you’ve used other e-wallets, you may be familiar with the many account levels and VIP structure they apply (Neteller, I’m looking at you). With PayPal, things are much simpler – you are either Verified or Unverified, that’s it.
So, it’s not about how much money you move in and out of the account; it’s about how much verification you do.
- When you sign up and are still labelled Unverified, PayPal will let you move some funds, but you’ll quickly hit an upper limit on how much you can send or withdraw. I’ll tell you all about the numbers later.
- Once you link your Australian bank account and upload your ID, you are then labelled Verified. This removes the major caps on your account, letting you transact much larger amounts and, more importantly, withdraw your money without too many complications.
However, even if you are fully verified, PayPal’s security system isn’t something to mess with. Most casino gamblers don’t realise that sudden spikes in activity, like depositing A$1,000 to your peer bridge service (after months of only buying, say, A$20 pizzas), will result in limits or even block your account if you are too suspicious. Which leads me to the tight Security system of PayPal.
You probably have grasped the concept so far: PayPal is seriously committed to security. Imagine it as the Pine Gap of digital wallets, using bank-level technology to ensure your data is fully protected. As I said, as a player, your privacy is guaranteed: when you play at a PayPal online casino, the casino never sees your bank or card details.
When browsing the security pages on the official website of PayPal (and there are a lot of tabs dedicated to this), this is what I found out:
- Advanced AI monitors every transaction around the clock. If you’re suddenly depositing a large amount from a new location, they’ll likely spot the pattern and flag it before the money even leaves your account.
- If you wish, you can switch from traditional passwords or passkeys to fingerprint or Face ID to authorise a casino deposit.
- Using TLS (Transport Layer Security), PayPal ensures your connection is secure and that sensitive information is encrypted.
Note from Australian Gamblers: If the company’s advanced AI system detects an unauthorised gambling transaction (such as through bridges), it can freeze the user’s balance for up to 180 days while it investigates.
Comparison of PayPal Online Casinos vs. Other Payment Methods
| Banking Features | PayPal | Skrill | Credit Cards | Cryptocurrencies |
|---|---|---|---|---|
| Withdrawal Speed | Instant - after the casino approves the transaction | Fast - Up to 24 hours once the casino approves | Slow - a few working days | Very fast - up to a couple of hours at most |
| Fees | No casino fees; instant withdrawal and conversion fees apply | No casino fees; ~1.8% to top-up wallet | Can be higher because of bank costs | Very low, depends on the crypto coin |
| Bonus Availability | Mostly available | Unavailable | Available | Available |
| Ease of Use | Very easy, just set up a PayPal account and verify it | Easy, Skrill account and verification | Cards are used directly, no wallet setup | Requires a crypto wallet |
| Security | Excellent, advanced encryption, local security and legal compliance | Great, fully regulated, strong encryption | Average, card info shared with casinos | Exceptional, blockchain security, anonymous transactions |
PayPal Deposits
When depositing at Australian online casinos that accept PayPal, you should be aware of two things: the internal limits the eWallet imposes on its side, and the limits applied by the particular casino. PayPal sets deposit limits based on your verification status, and here is how it works.
Let’s say you just created a PayPal account and haven’t linked your ID and bank information. At this point, the total amount you can transact is A$4,000. Once you reach that point, PayPal will prompt you to verify your identity.
Once you are fully verified, PayPal allows larger transactions, and the caps basically disappear. Verified Australian players can send up to A$60,000 in a single transaction.
When it comes to online casinos that accept PayPal, the minimum deposit varies from A$10 to A$30, and the maximum deposit ranges from A$4,000 to A$5,000
Note from Valerie Stronghold: As of May 2024, the ACMA states that you can no longer use a credit card via PayPal to fund gambling. So, your PayPal account must be linked to a debit card or a direct bank account for the deposit to be processed successfully.
Withdrawing With PayPal
Cashing out your casino winnings with PayPal is arguably the best part of using the service. Yes, you can generally withdraw to PayPal if you used it to deposit, too, but this is a casino rule that applies to whichever payment method you use.
Let’s start with PayPal’s withdrawal limits: its terms for users in Australia state that the standard initial cap for unverified accounts is typically A$700 per month. For verified accounts, there is no limit on how much money you can send. While the single-transaction cap applies to withdrawals as well (usually A$60,000), the cumulative limit is removed.
If you wish to withdraw funds from PayPal to your card or bank account, there are two options: Standard and Instant. Instant is what you want to do, of course, but know that even verified accounts face limits and fees: A$3,500 per transaction and A$14,000 per week/month.
PayPal casinos also apply their own withdrawal limits. Most Australian casino sites set a minimum withdrawal of A$10 or A$20. On the high end, they usually cap a single PayPal transfer at A$10,000.
Well, if we set aside crypto and PayID, PayPal is about as fast as it gets for cashing out from a casino. However, ‘instant’ is a bit of a relative term in the world of online gambling (you and I both know how much the word has been overused). So, know that the total time it takes for money to arrive depends on both the wallet’s processing time and the casino’s.
Before PayPal comes into play, the casino has to give the green light. Every site has an internal review process that checks whether you’ve met your wagering requirements or fully verified your account. Some sites take a couple of hours to 24 hours, while others take a few days.
Once the casino releases the funds, the magic happens: PayPal transfers are instant, and they will appear right away in your eWallet balance.
Tip from Valerie Stronghold: If you want to withdraw funds from PayPal to your bank account, be smart and choose an Aussie bank that supports instant NPP (New Payments Platform) transfers. That way, you will experience your funds arriving in a couple of minutes.
Are There Any PayPal Fees?
Another appealing aspect of playing at an online casino that accepts PayPal is the wallet’s fee structure. Basically, if you use it right, you won’t experience any major fees.
First of all, PayPal casinos don’t charge extra costs when using this method, so you can relax in this regard, at least. I’ve played at numerous Aussie casinos using PayPal, and there were no fees when depositing or withdrawing via this eWallet.
On the other hand, PayPal does impose fees on certain transactions, and I have prepared the table below to highlight only those that matter to Australian online gamblers.
| Service | Fee |
|---|---|
| Depositing at a casino | Free (if you use AUD) |
| Personal payments (Domestic) | Free (using bank transfer or debit card) |
| Standard bank withdrawal | Free |
| Instant withdrawal to a debit card | 1.75% (min A$0.25, max A$10) |
| Currency Conversion | 4% (added to the exchange rate) |
| Sending money (international) | A$5,99 (fixed fee) |
Advice from Australian Gamblers: Always play at a PayPal casino that accepts AUD to avoid that 4% conversion fee, and use the Standard Withdrawal to your bank if you aren’t in a real rush. This keeps your winnings 100% intact.
How to Start Using PayPal in Australian Online Casinos?
Using PayPal at an Australian online casino is quite straightforward. Even if you haven’t used it yet, the steps will be familiar because everything is intuitive and simple. I’ll explain the process in detail below, from registering at an online casino with PayPal to using it to deposit real money:
1
First, create a PayPal account if you don’t have one. Visit the official site and follow the instructions after you click Sign Up. You’ll need to provide your mobile number, email, and basic personal details.
2
Next, verify your identity so you don’t end up with tight limits. Go to Settings and upload your ID (e.g., an Australian driver’s license or passport). At this point, provide all the documentation necessary for successful verification.
3
Link a payment method to fund the wallet. Remember the credit card rule imposed by ACMA, so it’s best to link a debit card or your bank account as your primary funding method.
4
After your wallet balance is loaded, pick a PayPal online casino. Remember, it has to be licensed, safe, and accept payments in AUD. Then, register at the casino.
5
Once your casino account is up and running, visit the Cashier and choose PayPal as your deposit method.
6
When the cashout time comes, remember to withdraw via PayPal again.
PayPal Bonuses: Claiming Bonuses
The PayPal bonus situation isn’t black-and-white, so I can’t give you a straight yes or no. This is because, ultimately, everything depends on the PayPal online casino.
Most casinos allow gamblers to claim welcome packages when depositing with this eWallet, but many don’t. The only way to be 100% sure of eligibility is to check both the bonus terms and the general terms. Never assume anything – casinos love fine print more than blackjack dealers love shuffling cards.
But exclusive PayPal bonuses? Don’t push it. It’s been a minute since I’ve seen this type of bonus online; it’s practically non-existent. If you’re chasing payment-related promos, though, crypto gets more love.
Best PayPal Games to Play
Once you deposit at PayPal casinos Australia (directly or via an intermediary), the good news is that these sites almost never restrict games based on this method. Your access to games is full, so these are the ones mostly played by Aussie gamblers online:
Pokies are your best choice because, well, everyone loves them and they get all the attention. They are great if you are testing a casino with a smaller balance, and come in hundreds of shapes and sizes. Casinos usually offer thousands of them, so help yourself out.
PayPal’s fast deposits pair nicely with live blackjack or live roulette, and any other real-time casino games, for that matter. Deposit, join a table, and you’re playing within minutes.
Crash games are relatively new in the casinos and are all about timing and fast decisions. PayPal is perfect here because of the low minimum deposits. If you just want to join a PayPal casino and deposit A$10 to test your luck on a few rounds of Aviator, the whole process will be effortless.
Games like Crazy Time or Wheel of Fortune are exciting and often feature bonus rounds that run every few minutes. The convenience of PayPal lets you reload your balance, even on your smartphone with one hand, while the wheel is still spinning.
Reasons For & Against Using PayPal in Online Casinos
Let’s keep it real: PayPal is great for your everyday online purchases, but when it comes to using it at online casinos, it’s worth thinking it through. I’ll give you the breakdown of the main pros and cons of playing at PayPal casinos; the rest is up to you.
Pros
Top-tier security and privacy, since you don’t share card or bank details with the casino
Instant deposits and withdrawals (for payouts, after the casino approves)
A great option for players who want to keep gambling funds separate from their main bank account
Good dispute protection; even if this doesn’t always apply to casino transactions, PayPal’s overall consumer protection is still a plus
Affordable fees and easy account structure
Cons
Rarely available at Australian online casinos
Bonuses may be blocked for players who deposit via PayPal
Sometimes it requires intermediaries or workarounds to deposit, which means more steps are involved
Strict verification and advanced transaction monitoring, which may result in blocks
Get Ready to Use PayPal at Aussie Casinos with Me: Tips from a Gambling Expert
I’ve been going from one casino to another for years now, and I know the landscape of local banking laws, maybe too well. What I mean is, I know where most players run into issues or surprises, which is why I’m here to give you some tips and useful notes on playing at online casinos that accept PayPal.
Remember that 4%? If you carelessly sign up at a casino that doesn’t accept AUD, you’ll remember it right away. And this is on top of the exchange rate you’ll be facing when converting AUD to the casino’s internal currency, so take note.
Open the casino’s banking page first, even before registering, if possible. Don’t rely on homepage logos, as there are many casinos that advertise the PayPal logo, but once you hit the cashier, crickets.
Unverified PayPal accounts come with tighter limits and a higher risk of transaction blocks, especially when gambling is involved. Upload your ID, confirm your email, and link a card or bank – it literally takes minutes.
Since the June 2024 update, Aussie casinos have been on high alert for credit card transactions. So, make your debit card the primary funding source for your PayPal account, and you are good to go.
Final Take on PayPal Casinos in Australia
PayPal is the king of instant transactions; there is no doubt about that. Plus, you’re getting an advanced level of protection and the peace of mind that your actual card details are never revealed to the casino. The main appeal? Definitely the instant withdrawal. But all this, if you manage to find it at an Aussie casino.
PayPal casinos aren’t that common anymore, largely due to local gambling regulations. But they are still there, and I offer a shortcut in my toplist right above.
Bottom line: if you play at a PayPal online casino, verify its legitimacy and license and check whether it accepts AUD. If these boxes are ticked, deposit knowing your details are highly secured, and transactions will be fast, and I mean fast.
FAQ
First, the casino has to approve your request, which usually takes up to 24 hours. Once they do, the money is added to your PayPal balance instantly. If you want it in your bank account, Instant Transfers take up to a few minutes, while standard transfers take 1-3 business days.
Most Australian casinos don’t charge you to deposit or withdraw with PayPal. However, PayPal itself comes with fees: a 1.75% fee (capped at A$10) for Instant Transfers and a 4% FX fee if the casino operates in a currency other than AUD.
The most common reason is personal details; your PayPal account name must perfectly match the name on your casino profile. Other reasons include attempting to use a credit-linked balance (now blocked) or reaching a limit because your PayPal account isn’t fully verified.
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Disclaimer: Gambling in Australia is strictly for individuals aged 18+. Our editorial team adheres to a strict policy to ensure that our reviews, recommendations, and content remain objective and free from external influence. We strongly encourage responsible gambling at all times. If you or someone you know is struggling with gambling addiction, visit the following gambling resources:
- https://responsiblewagering.com.au/
- https://www.gamblinghelponline.org.au/
- https://gamblershelp.com.au/get-help/
